{"id":36,"date":"2023-09-22T09:17:40","date_gmt":"2023-09-22T16:17:40","guid":{"rendered":"https:\/\/www.www.cherrycreekvet.com\/blog\/?p=36"},"modified":"2023-09-26T10:36:48","modified_gmt":"2023-09-26T17:36:48","slug":"the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet","status":"publish","type":"post","link":"https:\/\/www.cherrycreekvet.com\/blog\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\/","title":{"rendered":"The Benefits of Pet Insurance: Protecting Your Pet and Your Wallet"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-medium is-resized\"><img decoding=\"async\" src=\"https:\/\/www.cherrycreekvet.com\/blog\/wp-content\/uploads\/2023\/09\/iStock-482803823-1500x1440.jpg\" alt=\"dog holding insurance sign\" class=\"wp-image-37\" style=\"aspect-ratio:1;object-fit:cover;width:822px\" width=\"822\" srcset=\"https:\/\/www.cherrycreekvet.com\/blog\/wp-content\/uploads\/2023\/09\/iStock-482803823-1500x1440.jpg 1500w, https:\/\/www.cherrycreekvet.com\/blog\/wp-content\/uploads\/2023\/09\/iStock-482803823-768x737.jpg 768w, https:\/\/www.cherrycreekvet.com\/blog\/wp-content\/uploads\/2023\/09\/iStock-482803823-1536x1475.jpg 1536w, https:\/\/www.cherrycreekvet.com\/blog\/wp-content\/uploads\/2023\/09\/iStock-482803823.jpg 1950w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n<\/div>\n\n\n<p>Part of being a responsible pet owner is providing your pets with exceptional medical care when they need it. And while routine wellness visits may be within the family budget, it\u2019s important to consider the financial impact of a sudden injury, medical emergency, or serious health condition that requires ongoing care.<\/p>\n\n\n\n<p>If unexpected veterinary expenses would put a strain on your finances, you might want to explore pet insurance plans. To help you understand more about pet health insurance, <a href=\"https:\/\/www.cherrycreekvet.com\/our-team\/\">our team<\/a> at <a href=\"https:\/\/www.cherrycreekvet.com\/\">Cherry Creek Veterinary Hospital<\/a> offers a closer look at pet insurance benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A Breakdown of Veterinary Expenses<\/h2>\n\n\n\n<p>According to the <a href=\"https:\/\/www.aspca.org\/pet-care\/general-pet-care\/cutting-pet-care-costs\">ASPCA<\/a>, first year expenses for new pet parents can be as high as $3,221 for a dog and $1,904 for a cat (without insurance) \u2014 for basic supplies, routine medical care like vaccines, spay\/neuter surgery, and microchipping. Some of these are one-time costs, of course, so subsequent years of pet care may be more affordable unless an emergency occurs. One trip to the ER <a href=\"https:\/\/www.carecredit.com\/vetmed\/costs\/\">for foreign object removal<\/a> (in the stomach) can lead to a vet bill around $3,000.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pet Insurance Coverage<\/h2>\n\n\n\n<p>Pet insurance policies vary widely\u2014in terms of cost and coverage\u2014so it\u2019s important to align your pet insurance plan with your budget and expectations for your pet\u2019s medical needs. Be sure to read the fine print and look beyond the basics for additional coverage that might be appropriate for you and your pet.<\/p>\n\n\n\n<p><strong>Most pet insurance plans cover:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Swallowed foreign objects or toxins&nbsp;<\/li>\n\n\n\n<li>Broken bones&nbsp;<\/li>\n\n\n\n<li>Wounds, including bites and lacerations<\/li>\n\n\n\n<li>Diagnostics, including x-rays, bloodwork, and ultrasound<\/li>\n\n\n\n<li>Hospitalization<\/li>\n\n\n\n<li><a href=\"https:\/\/www.cherrycreekvet.com\/services\/internal-medicine-for-pets\/\">Chronic illnesses<\/a> such as diabetes or hyperthyroidism<\/li>\n\n\n\n<li>Infections<\/li>\n\n\n\n<li>Hip dysplasia<\/li>\n\n\n\n<li><a href=\"https:\/\/www.cherrycreekvet.com\/services\/surgery-for-pets\/\">Surgery<\/a><\/li>\n\n\n\n<li>Prescription medications<\/li>\n<\/ul>\n\n\n\n<p><strong>Add-on coverages to consider:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Alternative therapy such as acupuncture, rehab, or cold laser therapy<\/li>\n\n\n\n<li>Microchipping<\/li>\n\n\n\n<li>Wellness visits and vaccines<\/li>\n\n\n\n<li>Spay\/neuter surgery<\/li>\n\n\n\n<li>Behavioral therapy<\/li>\n\n\n\n<li>Dental care<\/li>\n\n\n\n<li>Prescription food for a covered condition<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Pet Insurance Cost<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/naphia.org\/industry-data\/section-3-average-premiums\/\">North American Pet Health Insurance Association<\/a> reports that the average monthly premium for accident and illness coverage is $32.25 for cats and $53.34 for dogs, putting annual pet insurance costs at $387 for a cat and $640 for a dog.&nbsp;<\/p>\n\n\n\n<p>Accident only coverage is less, with monthly premiums averaging $10 for cats and $16.70 for dogs.&nbsp;<\/p>\n\n\n\n<p>In addition to chosen coverage, factors that can affect pet insurance costs include geographic location, and your pet\u2019s age and breed.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pet Insurance Providers<\/h2>\n\n\n\n<p>Choosing a pet insurance provider can feel overwhelming. Helpful resources such as <a href=\"https:\/\/www.consumersadvocate.org\/pet-insurance\/a\/best-pet-insurance?pd=true&amp;keyword=which%20pet%20insurance%20is%20best&amp;gca_campaignid=140219582&amp;gca_adgroupid=6350694902&amp;gca_matchtype=e&amp;gca_network=g&amp;gca_device=c&amp;gca_adposition=&amp;gca_loc_interest_ms=&amp;gca_loc_physical_ms=9014923&amp;gclid=Cj0KCQjwg_iTBhDrARIsAD3Ib5jMCH5tLMy5OHDJsdRF7zIDj7wURGjUeKU4XUSifySVYJAim6A8a7saAqTbEALw_wcB\">Consumers Advocate<\/a>, <a href=\"https:\/\/www.aspcapetinsurance.com\/research-and-compare\/compare-plans\/compare-pet-insurance-plans\/\">ASPCA<\/a>, and <a href=\"https:\/\/www.forbes.com\/advisor\/pet-insurance\/best-pet-insurance\/\">Forbes<\/a> provide side-by-side pet insurance comparison to help pet owners like you choose the company and coverage that is right for you and your pets. Here at Cherry Creek Veterinary Hospital, we work closely with <a href=\"https:\/\/www.trupanion.com\/\">Trupanion<\/a> to help our pet parents get the coverage they need.<\/p>\n\n\n\n<p>Having a pet health insurance policy in place can provide you with peace of mind in the event that your pet experiences an injury or serious illness. Please <a href=\"https:\/\/www.cherrycreekvet.com\/contact-us\/\">contact us<\/a> if you have more questions or to schedule your pet\u2019s checkup.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Part of being a responsible pet owner is providing your pets with exceptional medical care when they need it. And while routine wellness visits may be within the family budget, it\u2019s important to consider the financial impact of a sudden injury, medical emergency, or serious health condition that requires ongoing care. If unexpected veterinary expenses [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,1,5,13],"tags":[51,49,56,55,54,53,50,57,52,58],"class_list":["post-36","post","type-post","status-publish","format-standard","hentry","category-cat-kitten-care","category-news-events","category-dog-puppy-care","category-pet-wellness-preventive-care","tag-pet-health-insurance","tag-pet-insurance","tag-pet-insurance-benefits","tag-pet-insurance-comparison","tag-pet-insurance-cost","tag-pet-insurance-coverage","tag-pet-insurance-plans","tag-pet-insurance-policies","tag-pet-insurance-providers","tag-veterinary-expenses"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Benefits of Pet Insurance: Protecting Your Pet and Your Wallet | Cherry Creek Veterinary Hospital<\/title>\n<meta name=\"description\" content=\"Protect your pet and your budget with pet insurance. Explore coverage for accidents, illnesses, surgeries, and more. Get insights and find the right plan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cherrycreekvet.com\/blog\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Benefits of Pet Insurance: Protecting Your Pet and Your Wallet | Cherry Creek Veterinary Hospital\" \/>\n<meta property=\"og:description\" content=\"Protect your pet and your budget with pet insurance. Explore coverage for accidents, illnesses, surgeries, and more. Get insights and find the right plan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cherrycreekvet.com\/blog\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\/\" \/>\n<meta property=\"og:site_name\" content=\"Cherry Creek Veterinary Hospital\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-22T16:17:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-26T17:36:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cherrycreekvet.com\/blog\/wp-content\/uploads\/2023\/09\/iStock-482803823-1500x1440.jpg\" \/>\n<meta name=\"author\" content=\"Cherry Creek Veterinary Hospital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cherry Creek Veterinary Hospital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/\"},\"author\":{\"name\":\"Cherry Creek Veterinary Hospital\",\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/#\\\/schema\\\/person\\\/a0f70e82718084ae608105677ad7713c\"},\"headline\":\"The Benefits of Pet Insurance: Protecting Your Pet and Your Wallet\",\"datePublished\":\"2023-09-22T16:17:40+00:00\",\"dateModified\":\"2023-09-26T17:36:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/\"},\"wordCount\":506,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/iStock-482803823-1500x1440.jpg\",\"keywords\":[\"pet health insurance\",\"pet insurance\",\"pet insurance benefits\",\"pet insurance comparison\",\"pet insurance cost\",\"pet insurance coverage\",\"pet insurance plans\",\"pet insurance policies\",\"pet insurance providers\",\"veterinary expenses\"],\"articleSection\":[\"Cat and Kitten Care\",\"Cherry Creek Veterinary Hospital News and Events\",\"Dog and Puppy Care\",\"Pet Wellness and Preventive Care\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/\",\"url\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/\",\"name\":\"The Benefits of Pet Insurance: Protecting Your Pet and Your Wallet | Cherry Creek Veterinary Hospital\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/the-benefits-of-pet-insurance-protecting-your-pet-and-your-wallet\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cherrycreekvet.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/iStock-482803823-1500x1440.jpg\",\"datePublished\":\"2023-09-22T16:17:40+00:00\",\"dateModified\":\"2023-09-26T17:36:48+00:00\",\"description\":\"Protect your pet and your budget with pet insurance. 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